The IC card management system consists of a dedicated card issuing machine, an industrial computer with installed management software, and IC cards distributed to users. Mainly through IC cards, payment and user management functions are achieved. The main function is to manage the initialization, issuance, stored value, loss reporting, invalidation, graying out, card refund, blacklist, consumption records, etc. of IC cards. And encrypt, verify, and control the fund security of IC cards and even this system.